When it comes to planning for the future, there are two important aspects that often go hand in hand: setting up a will and obtaining term life insurance. These are essential steps to ensure that your assets are distributed according to your wishes and that your loved ones are financially protected in the event of […]
Author: Reagan Bonlie
Should I Pay Off Credit Card or Loan Debt First?
When it comes to managing your finances, one of the most common dilemmas is deciding whether to pay off credit card debt or loan debt first. Both types of debt can have a significant impact on your financial well-being, so it’s important to understand the best approach. In this article, we will explore the factors […]
Long-Term Investments: Building Wealth for the Future
Long-term investing is a proven strategy for building wealth and securing a financially stable future. By understanding the risks, setting realistic goals, and implementing a diversified investment strategy, individuals can maximize the potential for consistent growth and minimize the impact of market volatility. In this comprehensive guide, we will explore various long-term investment options, including […]
Weighing your Landlord Risk Tolerance
Becoming a landlord or a real estate investor can be an exciting venture, offering the potential for financial growth and passive income. However, like any investment, it comes with its fair share of risks. Understanding your landlord risk tolerance is essential before diving into the real estate world. In this blog post, we’ll explore what […]
Navigating Auto Expenses
In the modern world, owning a car is almost a necessity. Whether it’s for commuting to work, running errands, or enjoying a weekend getaway, a vehicle can provide unparalleled convenience. However, the costs associated with car ownership can quickly escalate if not managed wisely. From the initial purchase to ongoing maintenance, and not forgetting insurance […]
Are you being too conservative with your money?
When it comes to managing our money, many of us tend to err on the side of caution, seeking the safety of savings accounts. While these accounts offer security, they may not be the best choice for long-term financial goals. In this blog post, we’ll delve into the downsides of keeping money in savings accounts […]
Out of Debt: Make Credit work for you
Debt can be a heavy burden, but when used wisely, credit can be a powerful tool to enhance your financial journey. In this blog post, we’ll explore how you can harness the benefits of a cash back credit card to your advantage while staying debt-free. By making credit work for you, you’ll not only enjoy […]
Digital Banking Guide: 10 Ideas to Re-engage Idle App Users
Community banks and credit unions are facing increased competition from neobanks, big banks, and even tech firms like Apple. With digital competition increasing, it’s common for community banks and credit unions to see more idle app users, customers, and members who haven’t logged in or opened a new product in months or even years. In […]
Building Digital Relationships with Banking Customers: A Comprehensive Guide
In every niche and sector of business, excellent customer relationships lead to success. In digital banking, it is much more important. There’s just so much at stake – Losing customers to fintechs and staying competitive, driving business growth and increasing revenue, and the changing consumer preferences and technological advancements, to mention but a few. This […]
How to Effectively Engage Bank Customers Digitally: A Comprehensive Guide
Think of what we used before iPhones, why you prefer Netflix to Amazon Prime, and our varying food choices and dietary restrictions. As consumers, we have evolving needs and preferences. Not to mention how technology has made everything faster, easier, and more convenient. As banks, you must continually adapt and innovate to keep up with […]